Terms of Service & Privacy Policy

1. Agreement to Terms

These Terms of Service (“Terms”) are a binding agreement between Dennis Elms LLC, a Hawaii limited liability company doing business as Hui1099 (“Hui1099,” “we,” “us,” or “our”), and you, the user of the website and online platform located at https://www.1099workvine.com (the “Platform”).

By creating an account, accessing, or using the Platform, you agree to these Terms. If you do not agree, do not use the Platform. If you are using the Platform on behalf of a business, you represent that you have authority to bind that business to these Terms.

2. What Hui1099 Is — and Is Not

Hui1099 enables businesses and individuals seeking independent services (“Clients”) to connect with independent contractors offering services (“Contractors”). Clients and Contractors are collectively referred to as “Users.” Hui1099 is a neutral marketplace only. We are not:

• an employer, joint employer, or co-employer of any Contractor;
• a staffing agency, employment agency, or professional employer organization;
• a party to any agreement between a Client and a Contractor;
• a representative or agent of any User.

We do not: supervise, direct, or control any Contractor’s work; set work hours, methods, or locations; provide tools or equipment; evaluate work performance; or guarantee any engagement, work quality, or payment.

Any engagement formed between a Client and a Contractor is a direct contractual relationship between those parties alone.

3. Independent Contractor Classification

Users acknowledge and agree that:

(a) Engagements offered through the Platform are intended to be independent-contractor engagements rather than employment relationships. However, legal classification depends on applicable law and the actual circumstances of each engagement, not solely on the parties’ description or agreement. Contractors are not employees of Hui1099.

(b) The Client is solely responsible for determining whether a worker may lawfully be classified as an independent contractor under the federal, state, and local laws applicable to that engagement, including but not limited to IRS common-law tests, the Fair Labor Standards Act, and state tests such as the “ABC test” applied in certain states. Classification standards vary by jurisdiction and by the nature of the work.

(c) Hui1099 does not provide legal, tax, or classification advice, and nothing on the Platform (including the name “Hui1099” or any matching, filtering, or labeling feature) constitutes a determination or representation that any particular engagement lawfully qualifies for independent contractor treatment.

(d) Clients are solely responsible for all tax reporting and withholding obligations arising from their engagements, including issuance of Forms 1099-NEC where required. Contractors are solely responsible for their own income and self-employment taxes, business licenses, general excise tax obligations (for Hawaii-based Contractors), insurance, and regulatory compliance.

4. Eligibility and Accounts

(a) You must be at least 18 years old and able to form a binding contract to use the Platform.

(b) You agree to provide accurate, current, and complete information during registration and to keep it updated. You are responsible for safeguarding your account credentials and for all activity under your account.

(c) Contractors represent that they are lawfully permitted to work in the United States and hold any licenses, registrations, or permits required for the services they offer.

(d) One person or entity may not maintain multiple accounts without our written permission. We may refuse, suspend, or terminate accounts at our discretion, including for violation of these Terms.

5. Limited Vetting

When expressly identified on the Platform, Hui1099 may perform limited verification of certain User information, such as an email address, telephone number, identity, business registration or professional license. Verification may rely on information supplied by Users or third-party sources, is limited in scope, and does not constitute an endorsement, certification or guarantee. Users remain solely responsible for evaluating other Users and confirming their identity, qualifications, licenses, insurance and suitability for an engagement. For construction and home-improvement categories, Contractors must complete an additional gating step requiring entry of a valid license number and are directed to RICO license verification before offering or accepting an engagement. The Platform does not permit engagements requiring a contractor’s license unless the Contractor attests to holding a valid, current license.

6. Engagements Between Users

(a) Clients and Contractors negotiate and contract directly with each other for all engagements. The Platform may generate an electronic work agreement using information supplied by the Client and Contractor. The agreement is entered into solely between the Client and Contractor. Hui1099 is not a party to the agreement and does not negotiate, approve, interpret, or guarantee its terms. The form is provided for convenience and does not constitute legal or tax advice. Each party is responsible for reviewing the agreement and obtaining professional advice when appropriate before signing it.

(b) Hui1099 is not responsible for the performance, quality, timeliness, legality, or outcome of any engagement, or for any User’s failure to pay, perform, or comply with law.

(c) Disputes between Users are solely between those Users. We have no obligation to mediate or resolve User disputes, though we may, at our discretion, offer voluntary assistance.

7. Fees and Payment

(a) Clients pay a Platform fee equal to 7% of the total compensation stated in the initial work agreement, up to a maximum Platform fee of $99 per Client-Contractor engagement. The Platform fee becomes due when the parties electronically sign the work agreement. Approved reimbursements for documented expenses are excluded from the fee calculation. A new Client’s first qualifying hire is free if the work agreement is signed within 30 calendar days after the Client creates its first account. This promotion is limited to one free hire per Client and its affiliated businesses and has no cash value.

(b) If both parties cancel the engagement before the Contractor begins performing services, the Client may request a refund of the Platform fee, less any nonrefundable payment-processing charges. No refund is available after performance begins, except where required by law. Refund requests must be submitted within 3 days after cancellation.

(c) Hawaii General Excise Tax (GET). Hui1099 is subject to the Hawaii general excise tax on its gross receipts from Platform fees. This tax is not included in the Platform fees stated on the Platform; instead, it is added to and passed on to the Client as a separate, itemized line item at the time of billing. The GET pass-on is calculated at the applicable Maui County maximum visible pass-on rate, currently 4.712%, applied to the Platform fee. The rate shown at checkout controls, and Hui1099 may update the stated rate if the Hawaii Department of Taxation or applicable county rate changes. Passing on the GET is a pricing practice permitted under Hawaii law and does not represent that the tax is imposed on the Client; the legal incidence of the GET remains on Hui1099.

(d) Hui1099 does not process, transmit, or hold compensation paid by Clients to Contractors. Clients pay Contractors directly outside the Platform. Platform fees owed to Hui1099 are collected electronically through a third-party payment processor and are subject to the payment processor’s applicable terms.

(e) We may change our fees prospectively by posting the revised fees and providing at least fourteen (14) days’ advance notice by Platform notice or to the email address associated with your account before the change takes effect. A fee change will not apply to any Platform fee that has already become due under Section 7(a) for a work agreement signed before the change’s effective date. Continued use of the Platform after the effective date of a fee change constitutes acceptance of the revised fees.

8. Circumvention

If a Client hires or enters into an engagement with a Contractor introduced through the Platform without signing an electronic work agreement through the Platform, the Client must promptly report the engagement to Hui1099 and pay a recovery fee equal to the Platform fee that would have been due under Section 7(a) had the engagement been contracted through the Platform. The parties agree that this amount is a reasonable estimate of the value the Platform provided in making the introduction and is not a penalty.

Users may communicate, contract, and exchange payment outside the Platform, but they may not conceal an engagement, provide false information, or otherwise attempt to avoid a recovery fee properly due under these Terms. This obligation applies to engagements entered into within ninety (90) days after the Client and Contractor are first introduced through the Platform.

No recovery fee is due if the Client can reasonably demonstrate that it had an active, documented business relationship with the Contractor before the Platform introduction.

9. Acceptable Use

You agree not to:

• post false, misleading, or fraudulent listings, profiles, or content;
• post engagements that misclassify employees as contractors where employee status is required by law, or use the Platform to evade employment, tax, or labor obligations;
• post listings that are unlawful or discriminate on the basis of race, color, religion, sex, national origin, age, disability, or any other protected characteristic under federal, Hawaii, or other applicable law;
• harvest User data, scrape the Platform, or use it to build a competing service;
• upload malicious code or interfere with Platform operation;
• use the Platform for any unlawful purpose, including engagements involving unlawful services;
• impersonate any person or entity or misrepresent an affiliation.

We may remove content and suspend or terminate accounts for violations, with or without notice.

10. User Content

(a) You retain ownership of the profiles, listings, photographs, reviews, messages and other content you submit to the Platform (“User Content”). You grant Dennis Elms LLC a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display and otherwise use your User Content as reasonably necessary to operate, maintain, secure and improve the Platform. We will not use your name, image or testimonial in external advertising without additional permission, except as expressly disclosed when the content is submitted.

(b) You represent that your content is accurate, lawful, and does not infringe third-party rights.

(c) Reviews and ratings, if offered, must reflect genuine experience. We may moderate or remove reviews at our discretion but assume no obligation to do so.

11. Intellectual Property

The Platform, including its software, design, text, graphics, and the Hui1099 name and logo, is owned by Dennis Elms LLC dba Hui1099 or its licensors and is protected by intellectual property laws. No rights are granted except the limited right to use the Platform per these Terms. You may not use the Hui1099 name or marks without our prior written consent.

12. Third-Party Services

The Platform may link to or integrate with third-party services, including payment processors, identity-verification providers and electronic-signature providers. Third-party services are governed by their own terms and privacy policies. We do not control or endorse and are not responsible for third-party services, except to the extent required by applicable law.

13. Disclaimers

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, 1099WORKVINE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT ANY USER INFORMATION IS ACCURATE, OR THAT ANY ENGAGEMENT WILL RESULT FROM USE OF THE PLATFORM.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (a) 1099WORKVINE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATING TO THE PLATFORM OR ANY ENGAGEMENT BETWEEN USERS; (b) 1099WORKVINE’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE GREATER OF (i) FEES YOU PAID TO 1099WORKVINE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (ii) NINETY-NINE DOLLARS ($99).

Nothing in these Terms limits liability for gross negligence, willful misconduct, fraud, or any liability that cannot be limited or excluded under applicable law, including Hawaii Revised Statutes Chapters 480 and 481A.

Some jurisdictions do not allow certain limitations; in those jurisdictions, these limits apply to the fullest extent permitted.

15. Indemnification

You agree to indemnify, defend, and hold harmless Dennis Elms LLC, dba Hui1099, and its members, managers, officers, employees, contractors, and agents (collectively, the “Indemnified Parties”), from and against any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from or relating to: (a) your use of the Platform; (b) your content; (c) any engagement you enter with another User, including any claim relating to worker classification, wages, benefits, taxes, or employment status; (d) your violation of these Terms or applicable law; or (e) your violation of any third party’s rights.

This indemnification does not apply to the extent any claim, damage, liability, or expense arises from an Indemnified Party’s own gross negligence, willful misconduct, or fraud.

This Section survives termination of these Terms and does not limit any other remedy available to Hui1099.

16. Dispute Resolution; Arbitration

16(a) Informal dispute resolution

Before commencing arbitration, either party must provide the other with a written Notice of Dispute and attempt in good faith to resolve the dispute informally for at least thirty (30) days.

A Notice of Dispute sent to us must include:

• Your full name and contact information;
• The email address associated with your account;
• A description of the dispute and relevant facts;
• The specific relief you are requesting; and
• Your signature.

Notices to us must be sent by email to [email protected]

We will send any Notice of Dispute to the email address associated with your account. Any applicable limitations period will be suspended during this thirty-day informal-resolution period to the extent permitted by law.

16(b) Agreement to arbitrate

If the dispute is not resolved informally, you and Dennis Elms LLC agree that any claim or controversy arising out of or relating to the Platform, its services, these Terms, transactions conducted through the Platform, or the relationship between you and Dennis Elms LLC will be resolved through final and binding individual arbitration.

This agreement applies to claims based on contract, statute, regulation, ordinance, tort—including fraud, misrepresentation, and negligence—or any other legal or equitable theory. It also applies to claims arising before you accept these Terms and claims arising after your relationship with us ends.

The arbitrator, and not a judge or jury, will decide the dispute, except that a court with appropriate jurisdiction will decide questions concerning whether an arbitration agreement was formed and whether the class-action waiver below is enforceable.

16(c) Arbitration administrator and rules

The arbitration will be administered by the American Arbitration Association (“AAA”). If AAA determines that its Consumer Arbitration Rules apply, the arbitration will proceed under those rules. Otherwise, the arbitration will proceed under the AAA Commercial Arbitration Rules then in effect, as modified by this section. If AAA determines that another AAA rule set is required by the nature of the dispute, that rule set will apply. Information about AAA and its rules is available at www.adr.org

16(d) Governing arbitration law

The Federal Arbitration Act, 9 U.S.C. §§ 1–16, governs the interpretation and enforcement of this arbitration agreement. To the extent state arbitration law applies and is not preempted, the Hawaii Uniform Arbitration Act, Hawaii Revised Statutes Chapter 658A, applies.

16(e) Hearing format and location

The arbitration may be conducted by video conference, telephone, written submissions, or an in-person hearing, as permitted by the applicable AAA rules.

Unless the parties agree otherwise:

• A consumer, or a Contractor bringing a work-related claim, may elect a video, telephone, or documents-only proceeding when permitted by the applicable rules; and
• If an in-person hearing is required, it will take place in the county where the consumer resides or, for a Contractor bringing a work-related claim, the county where the Contractor performed the services, unless the arbitrator determines that another location is necessary to provide a fair and reasonably accessible hearing.

The parties may mutually agree to hold an in-person hearing in Maui County, Hawaii.

16(f) Arbitration fees

Payment of filing, administrative, and arbitrator fees will be governed by the applicable AAA rules and applicable law. You will not be required to pay fees exceeding the amount you would pay to file the same claim in court, unless the arbitrator determines that your claim was frivolous or brought for an improper purpose. Where a Contractor’s work-related dispute proceeds under the AAA Employment/Workplace Arbitration Rules and the associated Costs of Arbitration (Employment Fee Schedule), Hui1099 will pay the arbitration fees allocated to the business, and the Contractor’s share of filing, administrative, and arbitrator fees will not exceed the maximum initial filing fee that the applicable AAA Employment/Workplace fee schedule sets for individuals.

Each party will ordinarily pay its own attorneys’ fees and costs. The arbitrator may award attorneys’ fees, costs, or other remedies when authorized by applicable law or these Terms.

16(g) Arbitrator’s authority

The arbitrator may award any individual remedy that would otherwise be available in a court of competent jurisdiction, including monetary damages and individual declaratory or injunctive relief. The arbitrator may not award relief for anyone who is not a party to the arbitration.

The arbitrator will issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. A court with appropriate jurisdiction may enter judgment on the arbitration award.

16(h) Exceptions to arbitration

Notwithstanding the foregoing:

• Either party may bring an eligible individual claim in small-claims court;
• Either party may seek temporary or emergency injunctive relief from a court when necessary to prevent immediate and irreparable harm while arbitration is pending;
• Either party may bring a claim concerning the infringement or misuse of intellectual-property rights in a court with appropriate jurisdiction; and
• Nothing in these Terms prevents you from reporting a matter to, or seeking relief through, a federal, state, or local government agency where the law permits that agency to act.

A small-claims action must remain an individual action and may not be pursued on a class or representative basis.

16(i) Waiver of jury trial

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND DENNIS ELMS LLC EACH WAIVE THE RIGHT TO HAVE A DISPUTE COVERED BY THIS SECTION DECIDED BY A JUDGE OR JURY IN COURT.

16(j) Individual proceedings; class-action waiver

YOU AND DENNIS ELMS LLC AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY. NEITHER PARTY MAY BRING OR PARTICIPATE IN A CLASS, COLLECTIVE, CONSOLIDATED, COORDINATED, OR REPRESENTATIVE ACTION OR ARBITRATION.

Unless every affected party agrees in writing, an arbitrator may not combine the claims of more than one person or preside over any class, collective, consolidated, coordinated, or representative proceeding.

16(k) Right to opt out

You may opt out of this arbitration agreement by sending us written notice within thirty (30) days after the date you first accept these Terms.

Your opt-out notice must include your full name, mailing address, the email address associated with your account, and a clear statement that you wish to opt out of the arbitration agreement contained in Dennis Elms LLC’s Terms of Service. The notice must be signed and sent to [email protected].

Opting out of arbitration will not affect your account or your ability to use the Platform. An opt-out applies only to the individual who submits it and not to anyone else.

16(l) Changes to this arbitration agreement

If we make a material change to this arbitration agreement after you first accept it, you may reject that change by sending written notice to [email protected] within thirty (30) days after receiving notice of the change.

Rejecting a later change does not cancel an arbitration agreement you previously accepted. Instead, the version in effect immediately before the rejected change will continue to apply.

16(m) Severability

Except for the class-action waiver in Section 16(j), if any portion of this arbitration agreement is found unenforceable, that portion will be severed and the remainder will remain in effect.

If a court finally determines that the class-action waiver is unenforceable as to a particular claim or request for relief, that claim or request for relief will be decided by a court after all arbitrable individual claims have been resolved. It will not be decided in class arbitration.

16(n) Claims not subject to arbitration

For any dispute that is not subject to arbitration or eligible for small-claims court, you and Dennis Elms LLC consent to the exclusive jurisdiction and venue of the state courts located in Maui County, Hawaii and, when federal subject-matter jurisdiction exists, the United States District Court for the District of Hawaii. This provision does not deprive a consumer of any nonwaivable protection or venue right provided by applicable law.

17. Governing Law

These Terms are governed by the laws of the State of Hawaii, without regard to conflict-of-laws principles. Subject to Section 16, any judicial proceeding shall be brought in the courts identified in Section 16(n), subject to any nonwaivable rights provided by applicable law.

18. Termination

You may close your account at any time. We may terminate or suspend your access for cause — including violation of these Terms, unlawful activity, fraud, or a risk to the Platform, its Users, or any third party — immediately and without prior notice. For termination or suspension without cause, we will provide at least fourteen (14) days’ notice to you.

Sections that by their nature should survive termination (including Sections 3, 6(b), 8, 10, 11, and 13–17) survive.

19. Changes to These Terms

We may update these Terms from time to time. Material changes will be announced by Platform notice at least 14 days before taking effect. Continued use after the effective date constitutes acceptance.

20. General

These Terms, together with the Privacy Policy and any posted Platform policies, are the entire agreement between you and Hui1099 regarding the Platform. If any provision is held unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

21. Contact

Dennis Elms LLC
dba Hui1099
3691 Lower Honoapiilani Road, Apartment 212
Lahaina, Hawaii 96761
[email protected]

1. Who We Are

Hui1099 is a neutral online marketplace that enables businesses and individuals seeking independent services (“Clients”) to connect with independent contractors offering services (“Contractors”). Clients and Contractors are collectively referred to as “Users.” For purposes of this Privacy Policy, Dennis Elms LLC is the entity responsible for the personal information described below.

Contact: Dennis Elms LLC dba Hui1099, 3691 Lower Honoapiilani Road, Apartment 212, Lahaina, Hawaii 96761. Email: [email protected].

2. Information We Collect

We collect the following categories of personal information:

(a) Information you provide directly

• Account and profile information — name, email address, telephone number, mailing address, business name, and business registration details.
• Contractor qualification information — professional license, registration, or permit numbers, including license information you enter for construction and home-improvement categories subject to our verification and gating process.
• Listings, profiles, messages, reviews, ratings, and other content you submit to the Platform.
• Information contained in electronic work agreements generated through the Platform using information you and the other party supply.
• Communications you send to us, including Notices of Dispute and support requests.

(b) Tax information, including Social Security numbers

As part of collecting and processing IRS Form W-9 and related tax-reporting requirements, we collect taxpayer identification information, which may include a Social Security number (“SSN”) or Employer Identification Number (“EIN”). We collect this information only for tax documentation, reporting, and compliance purposes. We treat SSNs as sensitive personal information: we do not publicly post them, do not use them as an account identifier or login credential, do not require them to be transmitted over an unencrypted or unsecured connection, and restrict access to personnel and service providers with a legitimate need. We handle Social Security numbers consistent with Hawaii Revised Statutes Chapter 487J (Social Security number protection) and applicable federal law, and we securely dispose of records containing personal information consistent with Hawaii Revised Statutes Chapter 487R.

(c) Information collected automatically

• Device and usage data — IP address, browser type, device identifiers, operating system, pages viewed, and dates/times of access.
• Cookies and similar technologies — used to operate the Platform, remember preferences, maintain sessions, and analyze usage. See Section 7.
• Approximate location derived from IP address.

(d) Information from third parties

• Identity-verification and license-verification providers and sources (including, for regulated categories, publicly available license records such as those maintained by the Hawaii Regulated Industries Complaints Office (RICO)).
• Third-party payment gateways used to collect Platform fees (see Section 5).

3. How We Use Your Information

We use personal information to:

• create and administer your account and authenticate your access;
• operate the marketplace, including connecting Clients and Contractors and generating electronic work agreements;
• perform limited verification and licensing-gating functions described in our Terms of Service;
• collect Platform fees and recovery fees, and administer refunds;
• prepare, process, and retain tax documentation, including Form W-9 and related reporting;
• provide customer support and respond to disputes;
• detect, prevent, and address fraud, abuse, security incidents, and violations of our Terms;
• comply with legal, tax, and regulatory obligations; and
• maintain, secure, analyze, and improve the Platform.

4. How We Share Information — and Our No-Sale Commitment

We do NOT sell your personal information to third parties, and we do not share your personal information with third parties for their own independent marketing purposes. We are not in the business of monetizing user data.

We disclose personal information only as follows:

• With other Users — because Hui1099 is a marketplace, your profile, listing, business contact information, reviews, and related content are shared with other Users so that Clients and Contractors can evaluate and connect with each other. Do not include sensitive information in profiles, listings, or messages. Your Social Security number and tax-identification information are never displayed to other Users.
• With service providers — hosting and cloud-storage providers, identity- and license-verification providers, electronic-signature providers, third-party payment gateways, analytics providers, and professional advisors, in each case to perform services for us and subject to obligations to protect the information.
• For legal and safety reasons — when we believe disclosure is required by law, regulation, legal process, or governmental request, or is necessary to protect the rights, property, or safety of Hui1099, our Users, or others, or to enforce our Terms.
• In a business transaction — in connection with a merger, acquisition, financing, or sale of assets, consistent with our Terms of Service; we will require the successor to honor this Privacy Policy or provide notice of any material change.

5. Payments and Payment Information

Hui1099 does not process, transmit, or hold the compensation Clients pay Contractors; Clients pay Contractors directly outside the Platform. Platform fees and recovery fees owed to Hui1099 are collected through third-party business payment gateways — such as Venmo Business, PayPal Business, and similar business payment processors — under those providers’ own terms and privacy policies.

When you pay a fee through one of these gateways, your payment credentials (such as card, bank-account, or payment-app account details) are collected and processed by the third-party gateway, not by us. We do not store full payment-card numbers or bank-account credentials. We may receive limited confirmation and transaction information (for example, that a payment succeeded, the amount, and a masked identifier). We encourage you to review the privacy practices of any payment gateway you use.

6. Data Retention

We retain personal information for as long as your account is active and as needed to provide the Platform, and thereafter as necessary to comply with our legal, tax, accounting, and recordkeeping obligations, resolve disputes, enforce our agreements (including recovery-fee obligations under the Circumvention section of our Terms), and protect our rights.

Tax documentation, including Form W-9 and information containing SSNs or EINs, is retained for the periods required by federal and state tax law and then securely disposed of. When personal information is no longer required, we delete, destroy, or de-identify it using reasonable measures appropriate to its sensitivity, consistent with Hawaii Revised Statutes Chapter 487R.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to operate and secure the Platform, remember your preferences and sessions, and understand how the Platform is used. You can control cookies through your browser settings; disabling some cookies may affect Platform functionality. We do not use cookies to sell your personal information.

8. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information, including access controls and encryption of sensitive information such as SSNs in transit and at rest. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. Consistent with our Terms of Service, the Platform is provided “as is,” and you use it at your own risk. If we become aware of a security breach involving personal information, we will notify affected individuals and any required authorities as and when required by applicable law, including Hawaii Revised Statutes Chapter 487N.

9. Your Choices and Rights

You may:

• Access and update — review and correct your account and profile information by logging into your account or contacting us.
• Delete — request deletion of your account and associated personal information, subject to information we must retain for legal, tax, security, or dispute-resolution purposes.
• Communications preferences — opt out of non-essential communications; we may still send service and transactional messages.

To exercise these choices, contact us at [email protected]. We will respond within the time required by applicable law. We will not discriminate against you for exercising any privacy right.

Depending on where you reside, you may have additional rights under your state’s privacy laws (for example, rights to access, correct, delete, or obtain a copy of your personal information, and to opt out of certain processing). Because we do not sell personal information or share it for cross-context behavioral advertising, no opt-out of “sale” or “sharing” is applicable. To make a state-law privacy request, contact us at the email above; we may need to verify your identity before responding.

10. Children’s Privacy

The Platform is intended only for individuals who are at least 18 years old. We do not knowingly collect personal information from anyone under 18. If we learn that we have collected personal information from a person under 18, we will delete it. If you believe a minor has provided us information, contact us at [email protected].

11. Out-of-State and International Processing

We are based in Hawaii, and our service providers may store and process personal information on servers located in other U.S. states or, in some cases, outside the United States. By using the Platform, you understand that your information may be transferred to and processed in locations outside your state or country of residence, where data-protection laws may differ.

12. Third-Party Links and Services

The Platform may link to or integrate with third-party services, including payment gateways, identity-verification providers, and electronic-signature providers. Those services are governed by their own privacy policies. We are not responsible for the privacy practices of third parties, and we encourage you to review their policies.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be announced by Platform notice at least 14 days before they take effect, consistent with our Terms of Service. The “Last Updated” date above indicates when this Privacy Policy was last revised. Your continued use of the Platform after the effective date of a change constitutes acceptance of the revised Privacy Policy.

14. Contact Us

If you have questions or requests regarding this Privacy Policy or your personal information, contact:

Dennis Elms LLC
dba Hui1099
3691 Lower Honoapiilani Road, Apartment 212
Lahaina, Hawaii 96761
[email protected]